In the summer of 1914, Isaac Bell attends a private meeting on Woodrow Wilson's presidential yacht, as Wilson addresses the newly launched regional Federal Reserve banks. Just after Wilson introduces a plan for new currency notes, the yacht comes under attack from a bi-wing airplane. Bell shoots down the plane with a machine gun and saves everyone aboard, but the attack was only the first of his problems.
While responding to a curious murder scene in Rhode Island, Bell learns of a heist planned for the new federal currency printing and engraving building in D.C.. Bell must track down the thieves and the counterfeit currency before the new Federal Reserve system--and America's economy--is destroyed.